Have a healthy new year with the additional health services included in your protection insurance

As a new year begins you may want a fresh start for you and your families’ health. Did you know that many insurance policies offer access to a range of health and wellbeing services that can help? You also don’t need to make a claim to use them as your protection policies aren’t just there for when things go wrong.

Often called added value benefits, these services can help you and your family start or maintain good health and make your lives e...

2024 Investment Outlook

Dominated by markets’ reaction to slowing economic growth and inflation, 2023 was a year with plenty of challenges and conundrums from whether we would see a recession and plenty of talk about the direction of interest rates.

Despite these challenges, and thanks to the recovery we saw in bond and equity markets, our portfolios delivered healthy returns for investors in 2023. 2024 will likely be dominated by the market’s view of the pace at which interest rates will come down and whether central banks can achieve the...

If you're 21 and start putting £200 into a pension each month, your pot may be worth £451,261 if you retire at 68.

However, if you opt out of your pension scheme and delay starting until aged 26, the fund would only be worth around £343,184. If you waited till 40 it would only be £149, 575.

Talk to us. We can help.

This example is based on the assumption of 5% investment growth each year but does not include any fees or charges and assumes you don't take out a 25% tax-free lump sum at 55.

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Some techniques to think about when you’re investing Whether investing for the first time or looking to improve your approach, a good place to start is with the people who do this for a living.

Here are four techniques the professionals follow that could help you become a successful investor.

1. Think long term

 History shows that patience and commitment tend to reward investors, which is why it’s best tackled as a long-term exercise over many years. Timing the markets is something that even professionals admit is virtually impossible....