Minimum wage to rise to £12.21 an hour next year https://www.bbc.co.uk/news/articles/c5y37wqnvwxo

Budget 2024: Key points at-a-glance https://www.bbc.co.uk/news/articles/cdxl1zd07l1o

How the Budget will affect you and your money https://www.bbc.co.uk/news/articles/cx25w7qpr0yo

Autumn Budget 2024 Executive summary https://www.gov.uk/government/publications/autumn-budget-2024/autumn-budget-2024-html

Budget 2024: key points at a glance https://www.theguardian.com/uk-news/2024/oct/30/budget-2024-key-points-at-a-glance

National minimum wage ...

• The cap on single bus fares will rise to £3 on 1 January 2025. Throughout 2025, most single bus fares will not exceed £3, while fares less than £3 will only be allowed to increase by inflation.
• From the start of January 2025 there will be a 20% VAT charge on private school fees.
• The energy industry windfall tax on the profits that oil and gas firms make will increase and be extended from 1 November.
• The Chancellor pledges £11.8bn to compensate the blood scandal victims and £1.8bn for the victims of the Post Office scandal.
• Chancellor R...

Today is the 21st October - which means there are 9 Mondays left until Christmas.

Or - if you are paid at the end of each month, there are 2 pays days left.

Making Christmas affordable is within everyone's ability.

Whether it is adding one extra thing to the food shop each week, or putting a small cash amount away weekly over the coming weeks.

Some high street banks even allow you to set up an automatic switch of the odd amount from your debit card purchases into your savings account as a free service.

And do not forget that you can gif...