With interest rates having increased over the past 12 months, you may think your deposit savings are earning good returns.

True: short term, fixed deposits can offer a higher rate of return than instant access accounts; but if you are prepared to invest in asset backed arrangements over the longer term, typically in excess of 5 years; the returns historically have been even higher.

 

*Past performance is no guarantee of future returns and your capital can be at risk in some investments